This article is intended for members enrolled in an individual health insurance plan.
The open enrollment period can be confusing. Premiums. Deductibles. Coinsurance. Networks. We can help.
Here are three important steps to help you prepare for this year’s open enrollment for health insurance coverage.
Step 1: Make Note of the Deadline
Mark Dec. 15 on your calendar and set a reminder on your phone. This is the deadline to sign up for coverage that will begin Jan. 1, 2019.
Step 2: Gather Your Personal Information
Before you start shopping, have these items handy:
Step 3: Find Out If You Qualify for Help to Pay Health Insurance Costs
Do you know that you may be able to get help paying for health care coverage? Depending on how big your family is and how much you earn, you may qualify for a subsidy, also known as an advance.
There are three main options for signing up for coverage from Blue Cross and Blue Shield of Montana (BCBSMT) for 2019:
1. Call us directly at 855-258-8471. Licensed sales agents will work with you to determine the plan that fits your needs.
2. Visit bcbsmt.com. You can view and compare all plans available to you and fill out an application online.
3. Contact an independent, authorized BCBSMT agent. This is another method of talking directly to someone to help you choose a plan that meets your needs. If you need help finding an agent, go to our website at bcbsmt.com/shop-plans-and-products. Scroll down the page until you see We Can Help You Find a Health Plan. Just below that, click on the Request Agent tab. Fill in the short form, and an agent will contact you within two business days.
Sources: France remains faithful to food as meals continue to be a collective affair, The Guardian, 2014; Growing Herbs Indoors, Penn State Extension